Landlord Concierge LIVE

What is a House in Multiple Occupation (HMO)?

A house in multiple occupation is a house occupied by people who do not live as a single household. This can...

I am insuring the buildings, does this include fixtures and fittings?

Landlord fixtures and fittings, including communal television and radio receiving aerials, satellite dishes and communication equipment, fixed glass, fixed sanitary ware...

I Own A Flat In A Block Of Flats And The Freeholder Covers The Building, Do I Need Additonal Cover?

As the owner of a leasehold property you are not usually required to insure the buildings however you are still legally...

What Is An Interested Party?

An interested party is any other person or organisation with a financial interest in the property, such as a mortgage provider. TAKE...

What is meant by the term “used for commercial purposes”?

"Commercial purposes" is defined as any type of business being operated from the insured property. As our Landlords Insurance policy is...

What happens if I insure my property for a lower sum insured than it would cost to rebuild?

If you are under insured then your insurers are only liable to pay a proportion of your claim. For example if...

Will My Cover Continue If The Tenant Moves Out?

Our policies do provide full cover for a period of either 30 or 90 days depending on the cover that you...

How Will I Know The Rebuild Cost Of My Property?

If you have purchased the property with a mortgage your lender will usually have a surveyor carry out a valuation, and...

Is Landlord Insurance Required By Law?

While there landlord insurance is not compulsory by law; it is recommended that any property owner secure their property in the...

What Is Landlord Insurance?

Landlords insurance is a policy similar to your home insurance to protect your rental properties. From the landlord who owns a...

Who Is Responsible For Council Tax? – K.Bachelor, TLA Member

The tenant is responsible for the council tax (unless you decide to include this in the rent) but this needs to...

I Want To Let My Second House. Do I Need To Inform My Mortgage Lender? – D.Harris, TLA Member

Yes. Your mortgage lender needs to give you permission before you can let your property, and they may impose special conditions....

“Can my tenant withhold rent because of a faulty boiler?” – D.Greene, TLA Member

In general, tenants do not have the right to withhold rent if the landlord does not carry out repairs. Doing so could jeopardise the tenant's right to remain in the...

“…How long can I leave my tenant without a boiler?” – E.Griffin, TLA Member

24 hours. Under Section 11 of the Landlord and Tenant Act 1985, a tenant has the right to expect a landlord...

“Do I Have To Do Anything With The Energy Performance Certificate?” – M.Little, TLA Member

From 2016 tenants became able to require landlords to take the necessary steps to get the property to E rating or...

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