At Swinton, we understand that being a landlord comes with many responsibilities and unforeseen risks. Whether you’re renting out a second home or you have a more extensive property portfolio, you’ll appreciate the importance of ensuring your investment is safely protected.
Our knowledgeable team has a wealth of experience, and will work hard to find you a competitive quote from our wide panel of insurers. Give us a call today to see what we can do for you.
- Compare Landlord Insurance
- Types of Landlord Insurance
- What does Landlord Insurance cover include?
- Getting a quote with Swinton Insurance
- How to cut the cost of Landlord Insurance
- FAQs about Landlord Insurance
Compare Landlord Insurance
We’ll compare Landlord Insurance quotes to find you the best deal from our key panel of insurers, saving you valuable time. From urban apartments to semi-detached houses, whatever type of property you’re looking to insure, we’re here to help: Our flexible insurance panel can cater for all sorts of specific needs, so you’ll only pay for what you need.
What is Landlord Insurance?
If you’re renting out a property, Landlord Insurance is a must. It’ll cover you for any financial losses you incur due to theft, vandalism, fire and flooding, plus you can protect against things like breakages and spillages with optional Contents Insurance cover. Other optional extras are available, and we’re here to tailor your policy to suit you.
Do I need Landlord Insurance?
While Landlord Insurance isn’t a legal requirement, a normal Home Insurance policy wouldn’t cover your property if it’s being rented out to paying tenants. Plus, if you have a buy-to-let mortgage, your lender will most likely have the condition that you have dedicated Landlord Insurance in place.
When it comes to who pays for Buildings Insurance, landlord or tenant, this should be your responsibility – again, while Landlord Insurance isn’t mandatory, you should consider getting Buildings Insurance at the very least. In the long run, it’s a relatively small price to pay to protect you against potentially huge costs in the future.
What information do I need?
Before you can get a Landlord Insurance quote, you should know your property value as well as its rebuild value – note that these two things are commonly confused, and the rebuild value is how much it would cost to completely rebuild your property from scratch.
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